Altus Dental Plans
All of our plans are organized by coverage: Preventive, Minor and Major Restorative, Orthodontic. You select benefit levels, coinsurance amounts, deductibles and annual maximums for all the coverage you choose to have. Take a look:
Preventive/Diagnostic Services - You choose coinsurance options: 100% or 80%.
Coverage includes: Two oral exams annually, two cleanings per calendar year, annual bitewing x-rays, full mouth x- rays, sealants and two fluoride treatments per year for children.
Basic/Minor Restorative Services - You choose coinsurance options: 80% or 50%.
Coverage includes: Fillings, root canals for permanent teeth, oral surgery not covered by your health plan, bridge & denture repair and periodontics.
Major Restorative - You choose coinsurance options: 50%, 0%.
Coverage includes: crowns, dentures and bridges.
Basic/Minor and Major Restorative Deductible Options - You choose: $25, $50, $100.
Per member, per calendar year. Family maximums of two or three times per individual available.
Calendar Year Maximum Options - You choose: $500, $750, $1000, $1200, $1500.
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Additional Coverage
Orthodontic - Groups over 25 may choose a coinsurance option of 50%.
Separate lifetime maximum: you choose from $500, $750, $1000, $1200 or $1500 per child. Coverage includes braces and related services for dependent children under age 19.
Student Rider - up to age 23 or 26 while attending school full time. |