To make sure you get the maximum out of your dental plan, it's important to know how your plan works.
You can choose the method of payment that works best for you – automatic deduction from your bank account, credit card or debit card.
To view the Certificate of Coverage, click here.
"Out of network” means that you have chosen to see a dentist who does not belong to our contracted dental network. Your out-of-pocket costs may be higher because we do not have a contractual agreement with the dentist.
When you see a dentist that is out of network, you must first pay $250 for any of the services listed in the “Schedule” before we pay for any covered service. This upfront payment is called a “deductible.” Once the deductible is met, you are responsible for the “You Pay” amount for that particular covered service, plus any difference between what your dentist charges and the amount we pay. Our payment is the lower of the amount the dentist actually charges or the amount we determine to be what most dentists in the same geographic area will charge.